Note: The Citi Dividend Platinum Select MasterCard has been replaced with the Citi Dividend Platinum Choose Visa.
Who the Citi Dividend Platinum Pick MasterCard Is For
Men and women who want to earn money rewards on their credit card spending.
Credit Rating Essential
Great to Excellent (700+)
About the Citi Dividend Platinum Pick MasterCard
Rewards earned on purchases, cash advances and balance transfers.
12-month introductory preiod.
High redemption threshold ($ 50).
5% money back on particular categories that rotate each and every 3 months
1% cash back on everything else.
$ 5 money back on individual balance transfers of $ 1,500 or much more.
5% cash back “on typical” on purchases by way of Citi Bonus Money Center.
Introductory rate: % for 12 months on purchases and balance transfers.
Purchases and Balance transfers: 12.99%, 17.99% or 22.99%, based on your credit rating.
Money advances: 25.24%.
Default rate: 29.99%.
No annual fee.
Balance transfer fee: $ five or three%.
Cash advance charge: $ 10 or five%.
Late payment fee: Up to $ 35
Returned payment charge: Up to $ 35.
Citi Dividend Platinum Pick MasterCard Overview
This card seems to have replaced the Citi CashReturns MasterCard. There is no mention of that card on Citi’s web site anymore.
Happily, the Citi Dividend Platinum Pick MasterCard is slightly far more generous than the CashReturns card, which itself had a very good rewards plan. You get a complete 1% money back on all purchases. Furthermore, you can earn 5% money back on purchases in chosen categories that rotate each and every cash advance quarter, like division stores, hotels, etc. But you must sign up in order to get that additional reward.
You can also earn five % back “on typical” if you shop by means of Citi’s Bonus Money Center, which the bank says has far more than 400 merchants. You can also earn $ 5 back on balance [...] Continue Reading…
Originally posted 2014-01-21 02:48:24.